H.I.SH.I.S

INSURANCE

TRAVEL PROTECTOR PLUS

INTERNATIONAL

SCHEDULE OF BENEFITS FOR INTERNATIONAL
ASIA / USA and CANADA / WORLDWIDE Including SCHENGEN
Php 500,000 USE 10,000 Php 1,500,000 USD 30,000 Php 2,500,000 USD 50,000
PERSONAL ASSISTANCE
Medical Expenses & Hospitalization (including follow up treatment) 500000 USD 10,000 Php 1,500,000 USD 30,000 2,500,000 50,000
First Medical Assistance (in case of Pre-existing Illness) 10,000 USD 200 10,000 USD 200 10,000 USD 200
Hospital Income 1,000 a day / Maximum of 10,000
Personal Accident 500,000 USD 10,000 Php 1,500,000 USD 30,000 2,500,000 50,000
Funeral Assistance 10,000 USD 200 10,000 USD 200 10,000 USD 200
Medical Evacuation & Repatriation Actual Expenses
Emergency Dental Care 25,000 500 25,000 500 25,000 500
Delivery of Medicines UNLIMITED
Delivery of Medicines UNLIMITED
Repatriation of Family Member Travelling with the Insured Actual Expenses
Repatriation of Mortal Remains Actual Expenses
Travel of One Immedate Family Member/Compassionate Visit Travel Costs plus 2,500/day Max of 100,000
Child Guard Travel Costs plus 2,500/day Max of 100,000
Relay of Urgent Messages UNLIMITED
Advance of Bail Bond 500,000 10,000 500,000 10,000 500,000 10,000
Advance of Money 50,000 1,000 50,000 1,000 50,000 1,000
Trip Cancellation 50,000 1,000 50,000 1,000 50,000 1,000
Trip Termination 50,000 1,000 50,000 1,000 50,000 1,000
Loss of Passport, Driver’s License, National ID Abroad 12,500 250 12,500 250 12,500 250
Misconnecting & Flight Diversion 10,000 200 10,000 200 10,000 200
Aircraft Hijack (12 Hours, maximum of 10 days) 2,000/day Max of 20,000
Personal Liability 100,000 2,000 100,000 2,000 100,000 2,000
BAGGAGE ASSISTANCE
Compensation for In-Flight Loss of Checked-In-Baggage 12,500 250 12,500 250 12,500 250
Compensation for Delay in the Arrival of Luggage (for outbound trips only) 12,500 250 12,500 250 12,500 250
Location and Forwarding of Baggage/Personal Effects UNLIMITED
Delayed Departure (6 hours) 12,500 250 12,500 250 12,500 250
(IN PHP) USD 10,000
Php 500,000
USD 30,000
Php 1,500,000
USD 50,000
Php 2,500,000
INDIVIDUAL FAMILY INDIVIDUAL FAMILY INDIVIDUAL FAMILY
Up to 2 days 120.00 420.00 180.00 675.00 360.00 900.00
Up to 4 days 240.00 825.00 330.00 840.00 420.00 1,050.00
Up to 7 days 340.00 1,190.00 365.00 1,275.00 520.00 1,300.00
Up to 10 days 530.00 1,815.00 725.00 1,855.00 1,075.00 2,685.00
Up to 15 days 820.00 2,715.00 1,085.00 2,870.00 1,430.00 3,575.00
Up to 21 days 1,050.00 3,350.00 1,340.00 3,675.00 1,795.00 5,385.00
Up to 31 days 1,300.00 3,900.00 1,560.00 4,550.00 2,095.00 6,285.00
Up to 45 days 1,650.00 5,275.00 2,110.00 5,775.00 3,385.00 8,465.00
Up to 60 days 2,300.00 6,675.00 2,670.00 8,050.00 4,675.00 11,685.00
Up to 75 days 2,600.00 7,735.00 3,095.00 9,100.00 5,830.00 13,410.00
Up to 90 days 2,900.00 8,800.00 3,520.00 12,600.00 6,990.00 17,475.00
Up to 120 days 3,600.00 10,775.00 4,350.00 13,650.00 9,260.00 18,520.00
Up to 150 days 4,200.00 12,750.00 5,100.00 14,700.00 11,535.00 23,070.00
Up to 180 days 4,800.00 14,735.00 5,895.00 16,800.00 12,000.00 25,000.00
Annual Premium 5,800.00 20,300.00 9,000.00 22,500.00 15,400.00 51,000.00
Amt 90 days 3,800.00 12,000.00 4,800.00 13,300.00 7,105.00 18,300.00
(IN PHP) USD 10,000
Php 500,000
USD 30,000
Php 1,500,000
USD 50,000
Php 2,500,000
INDIVIDUAL FAMILY INDIVIDUAL FAMILY INDIVIDUAL FAMILY
Up to 2 days 240.00 720.00 360.00 900.00 378.00 1,135.00
Up to 4 days 450.00 1,350.00 575.00 1,435.00 715.00 1,785.00
Up to 7 days 600.00 1,800.00 760.00 1,900.00 865.00 2,160.00
Up to 10 days 650.00 1,950.00 975.00 2,435.00 1,098.00 2,745.00
Up to 15 days 850.00 2,550.00 1,275.00 3,815.00 1,795.00 4,485.00
Up to 21 days 1,200.00 3,600.00 1,550.00 3,875.00 2,395.00 5,985.00
Up to 31 days 1,450.00 4,350.00 1,795.00 4,795.00 2,995.00 7,485.00
Up to 45 days 1,900.00 5,700.00 2,395.00 5,985.00 4,075.00 10,185.00
Up to 60 days 2,600.00 7,485.00 2,995.00 7,800.00 5,155.00 12,885.00
Up to 75 days 2,950.00 8,775.00 3,510.00 8,850.00 6,295.00 15,735.00
Up to 90 days 3,300.00 9,900.00 4,025.00 10,065.00 7,435.00 18,585.00
Up to 120 days 4,000.00 12,000.00 4,850.00 12,125.00 9,595.00 23,985.00
Up to 150 days 4,600.00 13,800.00 5,680.00 14,200.00 11,755.00 29,385.00
Up to 180 days 5,200.00 15,600.00 6,510.00 16,275.00 13,800.00 34,500.00
Annual Premium 7,500.00 22,500.00 10,200.00 25,500.00 19,100.00 47,750.00
Amt 90 days 4,690.00 11,725.00 6,500.00 19,500.00 7,665.00 19,160.00

DOMESTIC

SCHEDULE OF BENEFITS FOR DOMESTIC
REIMBURSEMENT TYPE Php 500,000 Php 750,000
COVERAGE
Accidental Death and Disablement 500,000.00 750,000.00
Unprovoked Murder Assault 500,000.00 750,000.00
Medical Reimbursement 250,000.00 500,000.00
Burial Assistance 10,000.00 15,000.00
Daily Hospital Cash
(Due to accident and sickness: max. 7 days)” 500/day 800/day
Trip Cancellation 20,000.00 30,000.00
Trip Curtailment 20,000.00 30,000.00
Delayed Departure
– Food Allowance (min. of 6 hours delay) 500.00 750.00
– Hotel Accommodation (min. of 12 hours delay) 1,000.00 1,800.00
Flight Diversion 2,000.00 3,000.00
Baggage Delay 5,000.00 7,500.00
Inconvenience/Cash Assistance
(due to Baggage Delay)” 1,000.00 1,500.00
Loss of Baggage/Damage to Baggage Max. of 10,000.00 Max. of 15,000.00
Loss of Travel Documents Max. of 10,000.00 Max. of 15,000.00
Emergency Medical Evaluation and Repatriation 15,000.00 20,000.00
Hijack: max. of 5 days 1,000/day 1,500/day

Important:

– Age eligibility is 1 to 85 years old
– Premium surcharge of 150% will apply for person ages 76 to 85 years old.

Disclaimer:

This brochure contains a general description of coverage and is not a statement of contract. All coverages are subject to the conditions and exclusions of the actual policy.

COVERAGE

PERSONAL ASSISTANCE

Personal Accident and Disablement covers any accidental injuries or death suffered by the Insured during the travel
Personal Liability covers the damages and expenses incurred by the insured for bodily injury and property to third parties

EMERGENCY AND MEDICAL ASSISTANCE

Medical and Hospitalization Expenses including follow-up treatment covers the payment of hospital expenses in case of medical emergencies during the trip up to the limit indicated in the policy
First Medical Assistance (in case of Pre-existing illness) covers to pay the initial emergency medical, surgical, hospital treatment and ambulance cost up the limit of the plan
Hospital Income covers to pay the assured of a fixed amount indicated in the plan for each day of confinement minimum of 18 hours
Medical Evacuation or Repatriation covers to pay the transfer or repatriation of the Insured to a properly equipped health center or to his/her usual place of residence
Emergency Dental Care covers the necessary emergency dental treatment of the Insured during the trip
Delivery of Medicines covers the delivery of medicines prescribed urgently by a doctor to the Insured during the trip
Repatriation of mortal remains covers the necessary arrangements for the Insured’s transport or repatriation of mortal remains to the usual country of residence during the trip in case of death
Repatriation of one family member traveling with the insured/Child Guard covers the expenses if one of the Insured persons can no longer continue the trip due to accident or illness, the Company will take charge of transferring the other Insured person back to the place where the Insured is hospitalized
Compassionate visit covers the expenses for the transfer of a person chosen by the Insured from the usual country of residence in the event that the Insured is hospitalized as an in-patient for more than five (5) consecutive days as a result of Injury or Sickness during the period of the trip

TRAVEL INCONVENIENCE ASSISTANCE

Trip Cancellation covers to pay the unused and non-refundable portion of travel, accommodation expenses and tours in case that the Insured can no longer proceed with the trip due to unforeseen events indicated in the policy
Trip Curtailment covers the expenses of the unused portion of the tour or accomodation if the trip needs to be terminated due to the unavoidable events indicated in the policy.
Delayed Departure covers the expenses for meals, tours and accomodation in the event that the trip is delayed atleast six (6) hours.
Missed Connecting Flight / Flight Diversion covers the reimbursement of the expenses incurred due to acts of nature or intervention by the Authorities up to the limit indicated in the policy during the trip.
Aircraft Hijack covers to pay the insured to the delay or interruption (minimum of twelve (12) hours waiting period maximum of ten (10) days) as a result of act of aircraft hijacking.
Compensation for in-flight loss of checked-in baggage covers for loss, stolen or damaged baggage of the insured incurred during the trip indicated in the plan.
Loss of Travel Documents covers the cost to replace the new passport or documents as well as the accomodation expenses indicated in the policy.
Compensation for delay in the arrival of luggage (for outbound trips only) covers the expenses for the purchases of basic clothing and toiletries in case of delay of luggage during the trip minimum of six (6) hours.
Location & forwarding of baggage & personal effects covers the device on reporting the robbery or loss of the insured’s luggage and personal effects and for locating or will collaborate arrangementss in the recovery of the said baggage.

OTHERS

Advance of Money covers the assistance to arrange / to forward cash up to a limit indicated in the plan in the event of robbery, loss or stolen of cash or credit cards and accidents.
Advance of Bail Bond covers to advance funds for any legal bond required on behalf of an insured up to the policy limit.
Relay of Urgent Messages covers the relay of urgent messages to the immediate family of the insured, relating to any of the events covered in the policy.
Funeral Assistance provides financial assistance for funeral expenses of the insured’s family due to insured’s death caused by accident up to the limit indicated in the policy.

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